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First Abu Dhabi Bank cardholders are entitled to earn 10% cashback at selected merchants on SHOP SMART, simply by using their FAB Credit or Debit Card.

"FAB Cardholders" means the holders of FAB and Dubai First branded Credit and Debit Cards.

"FAB " means First Abu Dhabi Bank PJSC.

"Offer" means the flat 10% cashback offer that is provided by selected Retailers for purchases made through SHOPSMART.

"Qualifying Transaction" means tracked, genuine and successful transaction that a FAB Cardholder is eligible to receive cashback for in accordance with the SHOP SMART 10x cashback program.

"Retailers" means the select retailers and merchants for this campaign.

"SHOP SMART 10% cashback campaign" means a 10% cashback on selected retailers and merchants

"Accelerated Cashback" means extra cashback during the campaign period.

  1. All the customers are bound by www.shopsmart.ae terms and conditions and should follow all the rules to be able to avail cashback through this campaign.
  2. The SHOP SMART 10% cashback campaign will be valid for 2 months (starting 01st October, 2019 - 30th November, 2019).
  3. Value of accelerated cashback earn is capped at AED 200 per merchant per customer for the campaign period.
  4. If original cashback earn is greater than the accelerated cashback ear, only the original cashback earn will be considered and credited to the customer.
  5. If at an original cashback rate, the earn is greater than the capped accelerated cashback, only the original cashback will be credited to the customer.
  6. FAB shall not, in any way, be liable to the Customers or any third party for any goods or services or the quality or performance of such goods or services for purchases made through SHOPSMART and supplied by any service provider, merchant or any third party under / pursuant to this Campaign.
  7. The transactions for Booking.com and Hotels.com will be tracked at their original percentages 5% and 5.25% respectively. However, the cashback credited in your account during the campaign period from 01st October, 2019 - 30th November, 2019 will be at 10% capped at AED 200 per merchant/ per customer.
  8. Only select merchants and retailers fall under this campaign. Following are the names:
  • Ski Dubai
  • Namshi
  • Costa Coffee
  • Pizza Express
  • Booking.com
  • Guess
  • Splash
  • BabyShop
  • KidZania
  • Nando's
  • Dubai Ice Rink
  • Jones the Grocer
  • Jashanmal Books
  • Hotels.com
  • Dubai Aquarium and Underwater Zoo

"Cashback Illustration"

Merchant Transaction Value (AED) Current Cashback Earn @7% Rate Accelerated Cashback earn @10% capped at AED 200 Due Cashback to customer Logic
Merchant X 5000 350 200 350 The cashback credited would be at the existing cashback rate since it is greater than AED 200. Customer can still earn AED 200 cashback for this merchant
Merchant X 2100 147 200 200 Customer has exhausted his cashback earn limit for this merchant
Merchant X 1000 70 100 100 Customer can still earn AED 100 cashback for this merchant